Capital Protection |
✔ 100% money-back guarantee; vehicle in your legal name |
❌ Subject to market value drops, repair costs, and tax hits |
❌ Exposed to default risk; no return of capital guarantee |
❌ High volatility; capital at full market risk |
Monthly Income |
✔ Guaranteed fixed rental income, contractually payable |
❌ Rent arrears common; void periods & non-payment risk |
⚠️ Income varies with credit conditions; not guaranteed |
❌ No income—only speculative capital appreciation |
Volatility & Risk |
✔ Low-risk, asset-backed; stable returns |
❌ Market-sensitive; impacted by regulations |
⚠️ Medium risk; reacts to macroeconomic pressure |
❌ Extremely volatile (e.g. Bitcoin 4x equity volatility) |
Regulatory Environment |
✔ Supported by ULEZ policy and green targets |
❌ Burdened by Section 24 tax, rent caps, licensing |
⚠️ Sensitive to interest rate and policy shifts |
❌ Increasing scrutiny; regulatory uncertainty |
Management Burden |
✔ Fully managed—zero involvement |
❌ Requires tenant management, repairs, legalities |
✔ Passive, but lacks transparency |
❌ Requires active monitoring and timing |
Resilience to Economic Shocks |
✔ Protected by multi-channel income & ownership |
❌ Historically suffered in downturns (e.g. 2008, COVID) |
⚠️ Highly sensitive to credit stress |
❌ Prone to extreme losses during sell-offs |
Insolvency Protection |
✔ Asset remains yours if ULEZprosperity fails |
❌ Legal repossession processes required |
❌ Dependent on issuer health |
❌ No protection—assets are digital tokens |